As the clock ticks down to the Self Assessment tax return deadline, HM Revenue and Customs has launched a fun poll asking Scottish taxpayers about their filing habits for the 2024 to 2025 tax year. With under two months left until January 31, 2026, the campaign encourages people to start early and avoid last minute stress.
Poll Highlights Filing Personalities
HMRC’s new online poll lets users pick from three styles: early bird, who files right after the tax year starts; dipper, who works on it bit by bit over time; or last minute panicker, who rushes in the final hours. The poll runs for seven days on social media platforms like X, LinkedIn, and Facebook.
This lighthearted approach aims to spark conversations about tax habits. Last year, over 735,000 Scots filed on time, part of a national total exceeding 11.5 million. For this year, more than 58,000 people across the UK jumped in on day one, April 6, 2025.
Experts say such polls can motivate procrastinators. Recent data shows early filers often feel less anxious and have time to fix errors.
Key Deadlines and Changes for 2024 to 2025
The Self Assessment deadline remains firm at January 31, 2026, for online submissions. Paper returns were due by October 31, 2025, but most people now file digitally for ease.
Scottish Income Tax saw updates this year, including new rate bands and an advanced band introduction. These changes aim to simplify things, but taxpayers should check how they affect personal finances.
| Deadline Type | Date | Notes |
|---|---|---|
| Paper filing | October 31, 2025 | For those who prefer traditional methods |
| Online filing | January 31, 2026 | Most common option, with app support |
| Payment due | January 31, 2026 | Includes any owed taxes from the year |
| Late penalties start | February 1, 2026 | Fixed £100 fine, plus interest |
HMRC reports that over 3.5 million returns are already in for this tax year, a strong start compared to previous seasons.
Failing to meet deadlines can lead to penalties, starting at £100 and rising to 5 percent of unpaid tax after three months. Interest accrues daily on late payments.
Tips for Smooth Filing
Start early to use HMRC’s online tools and helplines without rush. The GOV.UK site offers a checker to see if you even need to file.
For those with Child Benefit, a new PAYE digital service lets you pay the High Income Child Benefit Charge through your tax code, skipping Self Assessment altogether.
- Gather records like P60 forms, bank statements, and expense receipts ahead of time.
- Use the HMRC app for quick payments and tracking.
- Consider Time to Pay plans if you cannot settle the full bill by deadline.
- Watch for scams; never share login details.
Winter Fuel Payments from 2025 do not count in this year’s return; they go on next year’s.
Benefits of Early Action
Filing ahead gives peace of mind and lets you plan payments. Myrtle Lloyd, HMRC’s Chief Customer Officer, notes that early starters can take their time and ensure accuracy.
Recent trends show a rise in digital filings, with apps making it faster. In Scotland, where income tax rates differ from the rest of the UK, early checks help avoid surprises.
This campaign ties into broader efforts to modernize taxes, including simplified systems starting April 2024.
Avoiding Common Pitfalls
Many delay due to complexity, but resources abound. If unsure, the helpline or online guides can clarify.
Scams peak around deadlines, so verify any contact is genuine. HMRC never asks for details via unsolicited messages.
Logical steps like double checking calculations prevent audits. Past events, like the 2023 filing surge, show that preparation pays off.
What is Next for Taxpayers
With the deadline approaching, now is the time to act. Whether you are an early bird or a last minute type, starting soon reduces risks.
Share your filing style in the comments below or on social media, and tell friends about this poll to help them stay on track.
